SME Loans for Cambodian Businesses

Our SME Loan is designed for existing businesses looking to grow — whether you’re in commerce, manufacturing, services, or agriculture.

Who Is It For?

Small and medium enterprises seeking to finance working capital, invest in equipment, expand operations, or diversify into new activities. Agriculture loans are also available for crop, animal rearing, breeding, and small equipment investment.

Loan Terms

• Maximum loan: USD 1,000,000
• Term: up to 84 months
• Monthly rate: 0.60% – 1.00%
• Grace period: 3–6 months available
• DSR: 50% of net income
• Collateral: Land or land and building with hard or soft title deed

Required Documents

• ID card, family book, title deed
• Business license, patent, permission letter
• Financial reports (minimum 1 year) and bank statements
• Loan proposal summary