Built on simplicity, driven by integrity
A specialized bank established with strong ties to the Cambodian real estate and banking sectors, backed by Chinese and Chinese-Khmer investors.
Our Identity
Registration
Ministry of Commerce — 12 July 2018
Business Reg. No. 00034481
NBC License
Specialized Bank License No. SB-19
Effective 26 June 2019
Operations Commenced
3 July 2019
Registered Office
No. 2596, Star City Building B
Federal Russian Blvd, Sangkat Toek Thla
Khan Sen Sok, Phnom Penh, Cambodia
Shareholders
Chinese and Chinese-Khmer investors.
Key projects: Star City, TK Star, Star Bay.
Auditor
Grant Thornton (Cambodia) Limited — FY 2024
Employees (2024)
9 employees (2023: 8 employees)
“Be a top specialized bank in providing financial solutions for residential owners, with simple and tailored principles.”
“Provide customers with expertise in financial services at affordable prices and the best possible customer experiences. Assure reasonable returns to stakeholders and communities by collaborating with residential developers and leveraging innovative technology.”
Backed by Chinese and Chinese-Khmer investors with deep experience in banking, finance, and mixed-use property development — including Star City, TK Star, and Star Bay.
Five principles guide everything we do
- ✦
Simplicity
Easy-to-understand products with transparent loan terms. Minimal bureaucracy; strict but committed operations.
- 💡
Innovation
Encourages employee creativity (e.g., fintech pilot programs). Fail-fast mindset; iterative improvements.
- ⚖
Integrity
Compliance with NBC regulations; anti-corruption policies. Transparency in dealings with clear client contracts.
- 📊
Accountability
Employee training programs; KPIs tied to customer satisfaction. Ownership of mistakes plus corrective actions.
- 🔒
Confidentiality
Data protection via secure digital platforms. Trust as a core competitive advantage in banking.
A message from Mr. Zhang Jinbu
The year 2023, Cambodia’s economy continued to recover from the impacts of the COVID-19 pandemic. Despite external challenges and weaknesses in parts of the real estate sector, the country’s political stability has given national and foreign investors clear confidence — promising continued growth and expansion of the Cambodian banking system.
During this period, Evergrowth (Cambodia) Specialized Bank Plc. continued lending operations as normal, collected repayments to support residential clients, and maintained the quality of its loan portfolio. Gross loan portfolio outstanding increased to around USD 15.14 million, with operating income of USD 1.02 million and impairment losses on financial instruments of USD 516 thousand.
The Board of Directors is delighted with the Bank’s performance in 2024 and will continue playing an active role in overseeing the Bank’s strategy, executed following best practices and standards. We look forward to delivering balanced, sustainable, and inclusive growth in 2025 and beyond.
Mr. Zhang Jinbu
Chairman of the Board
Ready to take the next step?
Speak with our team about home loans, business financing, and more.