Licensed by National Bank of Cambodia · Since 2019

Building Financial Security for Every Cambodian Home

Evergrowth (Cambodia) Specialized Bank PLC delivers tailored mortgage and consumer financial solutions — with clarity, fairness, and care — backed by deep real estate expertise.

$15.8M+ Loan Portfolio
2019 Established
6 Loan Products
Star City · Phnom Penh
Where Finance
Meets Community
2024 Annual Report

A Specialized Bank Built for You

Registered in 2018 and licensed by the National Bank of Cambodia (License No. SB-19) in 2019, Evergrowth is backed by experienced Chinese and Chinese-Khmer real estate investors behind iconic projects like Star City and Star Bay.

Our vision is simple: be the top specialized bank for residential financial solutions — with tailored principles and transparent pricing.

Simplicity
Easy-to-understand products with transparent loan terms.
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Innovation
Fintech-driven, iterative improvements for better service.
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Integrity
Full NBC compliance and anti-corruption policies.
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Confidentiality
Secure digital platforms and data protection.

Financial Solutions
Designed for Real Life

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Business Loan
For micro and small entrepreneurs setting up or expanding a business. Quick access to working capital.
0.90–1.20% / month · up to USD 50,000
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SME Loan
For growing small and medium enterprises across commerce, manufacturing, services and agriculture.
0.60–1.00% / month · up to USD 1M
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Consumer Loan
Purchase household items, vehicles, or fund education. No collateral required for smaller amounts.
1.00–1.30% / month · up to USD 50,000
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Housing Loan
Buy or build your own home. Designed for salary earners and small entrepreneurs with regular income.
0.60–1.00% / month · up to USD 1M
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Condo Loan
Available to locals and foreigners purchasing condo units. Flexible terms up to 15 years for residents.
0.60–1.00% / month · up to USD 1M
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Personal Loan
For salary earners with personal financial needs. Borrow up to 5× monthly net salary, no collateral.
1.10–1.40% / month · up to USD 30,000

Strong Performance,
Resilient Growth

Audited by Grant Thornton (Cambodia) Limited. Financial year ended 31 December 2024.

▲ Profit Year Net Profit $260K USD 260,261 vs. loss in 2023
▲ +6.4% Gross Loan Portfolio $15.8M USD 15,841,718 in term loans
▲ +45.9% Interest Income $1.03M Up from USD 708,942 in 2023
Tier 1 Total Capital $18.5M Share capital raised from USD 15M

All figures in USD as reported in the audited financial statements. KHR equivalents available in the full Annual Report 2024.

Estimate Your
Monthly Payment

Use our indicative calculator to plan your loan repayment. Final terms are subject to credit assessment and our lending team.


All loan products carry a one-time processing fee of 1% of the approved amount. Credit Bureau of Cambodia (CBC) checks are mandatory for all applications.

Monthly Repayment Calculator
USD 5,000USD 50,000USD 200,000
12 mo60 mo180 mo
Estimated Monthly Payment
USD 0
Total repayment: –

Board of Directors

Z
Mr. Zhang Jinbu
Chairman of the Board
Major shareholder with extensive property development experience across China and Cambodia. Developer of Star City, Star Bay and other landmark mixed-use projects. EMBA from Beijing University (2014).
51% Shareholding
P
Mr. Peng Yixing
Director
Shareholder and Chairman of Xinghui Property Development (Cambodia). Holds 100% of Hainan Jinbang Industry Company Limited. Diploma in Mathematics, Fujian Wuyi College (1982).
49% Shareholding
L
Ms. Liang Chunmiao
Independent Director
Qualified and experienced in accounting management, financial analysis, asset management and portfolio lending. Bachelor of Accounting, Hainan University (1999).
Independent Director

Banking That Gives Back

We believe banking is a force for social good — helping customers build security, creating jobs, and operating with transparency in every community we serve.

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For Customers

Financial literacy advising, fair pricing, and lending at the right time and right size for every individual's needs.

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For Employees

Capacity building, equal opportunity, a healthy work environment, and a culture of integrity and compliance.

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For Communities

Job creation through lending, responsible tax payment, and active combat against financial crime including AML and fraud.

9
Staff Members as of 2024
6
Years in Operation
100%
NBC Compliant
$0
External Borrowings

Ready to Start Your Journey?

Visit us at our office or send us a message. Our lending team is ready to discuss the right product for your needs.

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Registered Office

No. 2596, Star City Building B,
Federal Russian Blvd, Sangkat Tuek Thla,
Khan Sen Sok, Phnom Penh, Cambodia

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License Information

NBC Specialized Bank License No. SB-19
Business Registration No. 00034481

Operating Hours

Monday – Friday: 8:00 AM – 5:00 PM
Saturday: 8:00 AM – 12:00 PM

Send Us an Enquiry

Smart Financial Solutions for Cambodia

Welcome to Evergrowth (Cambodia) Specialized Bank Plc., your trusted financial partner committed to empowering individuals, homeowners, entrepreneurs, and businesses across Cambodia.

Our Services

Business Loan

SME Loan

Housing Loan

Condo Loan

Personal Loan

Housing Loan

Why Choose Evergrowth Bank

Professional Financial ExpertiseCompetitive Interest RatesFast Loan Approval ProcessCustomer-Focused ServicesSecure and Transparent BankingFlexible Financial Solutions

Our Commitment

We are committed to building long-term relationships with our customers through trust, accountability, and responsible banking practices. Our goal is to empower individuals and businesses with the financial support they need to achieve sustainable growth and success.

At Evergrowth Bank, your future is our priority.