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National Bank of Cambodia Licensed · License No. SB-19

Financial solutions for residential owners, built on trust

Evergrowth (Cambodia) Specialized Bank PLC provides tailored loan products — home loans, business finance, and personal credit — with transparent terms and expert guidance.

🏛 Regulated by the National Bank of Cambodia
USD 15.84M
Gross Loan Portfolio
As at 31 Dec 2024
USD 260K
Net Profit 2024
Turnaround from loss in 2023
USD 18.5M
Paid-up Capital
NBC approved Nov 2024
Since 2019
Licensed Operations
Incorporated July 2018
Key Rates 2024 Home Loan from 0.60%/mo Business Loan from 0.90%/mo SME Loan from 0.60%/mo Personal Loan from 1.10%/mo Condo Loan up to 15 years Interest income +45.9% YoY
Loan Products & Services

Financing that fits your life

Six tailored loan products covering residential, business, and personal needs — with competitive rates and terms designed for Cambodian borrowers.

🏠

Housing Loan

Buy or build your home. Designed for salary earners and entrepreneurs with monthly income USD 1,000–20,000.

Rate0.60–1.00%/mo

Max amountUSD 1,000,000

Max term180 months

🏢

Condo Loan

Purchase condo units — available to local residents and foreign investors. Up to 15 years for locals.

Rate0.60–1.00%/mo

Max amountUSD 1,000,000

Max term180 months

📈

SME Loan

Grow your SME. Covers working capital, equipment investment, and business diversification across all sectors.

Rate0.60–1.00%/mo

Max amountUSD 1,000,000

Max term84 months

💼

Business Loan

For micro and small entrepreneurs starting or expanding a business. Simple docs, fast processing.

Rate0.90–1.20%/mo

Max amountUSD 50,000

Max term60 months

🛒

Consumer Loan

Finance vehicles, appliances, electronics, or tuition fees. No collateral for smaller purchases.

Rate1.00–1.30%/mo

Max amountUSD 50,000

Max term48 months

👤

Personal Loan

Borrow up to 5× your net monthly salary. Quick approval, no collateral required.

Rate1.10–1.40%/mo

Max amountUSD 30,000

Max term36 months

Audited Financial Results

2024 Financial Highlights

Audited by Grant Thornton (Cambodia) Limited. Statements prepared in accordance with CIFRS Accounting Standards and NBC guidelines.

$1.034M
Interest Income
▲ +45.8% vs 2023
$1.027M
Net Interest Income
▲ +46.8% vs 2023
$260K
Net Profit 2024
▲ Profitable (was -$807K)
$14.66M
Total Assets
▲ +1.6% vs 2023

Ready to take the next step?

Speak with our team about home loans, business financing, and more.