Understanding Housing Loans in Cambodia
Buying a home is one of the most important financial decisions you will make. At Evergrowth (Cambodia) Specialized Bank PLC, our Housing Loan is designed to make the process as straightforward as possible.
Who Is Eligible?
Salary earners, micro and small entrepreneurs, and farmers with a regular income between USD 1,000 and USD 20,000 per month.
Loan Terms
- Maximum amount: USD 1,000,000
- Maximum term: 180 months
- Monthly rate: 0.60% – 1.00%
- DSR: 60% of net income
- LTV: 70% of purchasing price
- Processing fee: 1% of approved loan
Step-by-Step Application
- Prepare documents: ID card, family book, proof of income, purchase documents, receipt of 30% payment
- Visit our office at No. 2596, Star City Building B, Federal Russian Blvd, Khan Sen Sok, Phnom Penh
- Meet a credit officer for consultation
- Property valuation
- Mandatory CBC check
- Loan approval and disbursement to seller
Submit your enquiry today and our lending team will guide you through the full process.