Condo Loans for Local and Foreign Buyers

Evergrowth Bank’s Condo Loan is available to both local residents and foreigners purchasing condo units in Cambodia.

Loan Terms

• Maximum loan: USD 1,000,000
• Local residents: up to 15 years
• Foreigners/Investors: up to 10 years
• Monthly rate: 0.60% – 1.00%
• LTV: 70% of purchasing price

Key Conditions

The condo unit must be fully completed before disbursement. Loan funds are disbursed directly to the seller’s bank account. Fire insurance is mandatory. Early repayment penalties: 3% within year 5, 1% from year 6 onwards.

For Foreign Buyers

Valid passport and proof of regular income required. Property registered via hypothetical registration at the Cadastral Office. All legal fees are borne by the borrower.