Business Loans
Evergrowth (Cambodia) Specialized Bank Plc. offers a comprehensive suite of business loan products designed to support entrepreneurs, SMEs, and property developers at every stage of growth. From micro-business financing to large-scale investment capital, our loans are structured with flexible terms, competitive interest rates, and practical repayment options. With deep industry expertise and strong governance, we are committed to enabling businesses to grow sustainably and succeed in Cambodia’s evolving economy.
Discover professional business loan solutions for entrepreneurs and SMEs. Flexible terms, competitive rates, and financing up to $1,000,000.
Key Benefits
Competitive interest rates tailored to business risk profiles
Loan amounts up to USD 1,000,000
Flexible repayment terms (up to 84 months for SMEs, 180 months for housing/construction)
Structured financing for working capital, equipment, real estate, or business expansion
Professional support throughout the loan lifecycle
Financing available in USD or KHR
Eligibility Criteria
To qualify for a business loan, applicants must meet the following criteria:
Registered business or sole proprietorship operating in Cambodia
Demonstrated business revenue or cash flow history (min. 6–12 months preferred)
Owner or guarantor aged 18–65 years
Positive credit standing and repayment history
Collateral (real estate or business assets), depending on loan type and size
Required Documents
Valid business registration certificate or patent tax
National ID or passport of business owner(s)/guarantor(s)
Financial statements or 6-month bank statements
Business plan or use-of-funds proposal (for larger loans)
Collateral documents: land title, valuation, or lease/purchase agreement
Personal income documents (if applicable)
Loan Conditions
Interest Rates: 0.60% to 1.20% per month (fixed or declining)
Loan Term: 12 to 180 months depending on product
Loan Size: From USD 5,000 to USD 1,000,000
Collateral: Required for most business loans (70% LTV typical)
Currency: USD or KHR
Disbursement: Lump-sum or phased based on agreement
Repayment Mode: Monthly, quarterly, or customized (based on cash flow)
Loan Options
Evergrowth (Cambodia) Specialized Bank Plc. offers a comprehensive range of business financing solutions to support enterprise development, real estate investment, and operational expansion.
Micro Business Loan
Up to $50,000
/term
- Flexible repayment schedule
- Low interest rates starting at 5%.
- No collateral needed for amounts up to $10,000.
- Ideal for startups and small businesses.
SME Loan
Up to $250,000
/term
- Tailored for mid-sized enterprises.
- Competitive rates starting from 6%.
- Requires collateral, typically 50% of loan value.
- Great for expanding operations.
Housing Loan
Up to $1,000,000
/term
- Perfect for home buyers or builders
- Loan-to-Value (LTV) up to 70% of property price
- Long-term financing available up to 180 months
- Fire insurance required for completed homes
Condo Loan
Up to $1,000,000
/term
- Available to both local and foreign investors
- Interest rates starting from 0.60% per month
- Maximum term of 15 years for residents; 10 years for foreigners
- Up to 70% of property value financed
Choose Evergrowth Bank!
Why Choose Evergrowth Bank?
At Evergrowth Bank, we prioritize your financial growth. Our loan products are crafted to meet your needs. With quick solutions, efficient processing, and exceptional support, see why choosing us is a smart move for your finances.
- Quick Approval Process
- Flexible Repayment Plans
- Personalized Support
What Our Customers Say
Our clients’ satisfaction means everything to us. Here’s how we’ve helped.
Ready to Take Your Business or Personal Goals to the Next Level?
At Evergrowth (Cambodia) Specialized Bank Plc., we believe that the right financial solution can transform your future. Whether you’re growing your business, investing in property, or managing personal expenses, our loan products are designed with your success in mind.
With competitive interest rates, flexible terms, and dedicated support from our experienced team, we make financing simple, transparent, and accessible. Take the next step with a trusted financial partner committed to helping you achieve your goals.
