Personal Loans
Our personal loan solutions are tailored to meet the diverse needs of individuals and families seeking financial support for education, health, home improvement, or personal purchases. At Evergrowth Bank, we offer transparent terms, fast approval, and accessible financing with or without collateral. With a customer-first approach and reliable service, we help you manage today’s needs while planning confidently for the future.
Apply for secure personal loans with flexible repayment, no collateral, and fast approval. Ideal for salaried individuals and family needs.
Key Benefits
Quick loan approval process
No collateral required for loans up to USD 30,000
Flexible monthly payments to suit your income
Competitive fixed interest from 1.00% to 1.40% per month
Access to funds for multiple purposes: family, travel, education
Eligibility Criteria
Cambodian national or resident foreigner aged 18–60
Monthly income of at least USD 250
Minimum 6 months continuous employment or proven self-employment
Valid government ID/passport
Clean credit history (if available)
Required Documents
National ID or Passport
Employment letter or business license
Latest 3 months’ salary slips or income proof
Bank statements (3–6 months)
Family book or residential proof (if required)
Loan Conditions
Loan Term: 6 to 48 months (longer for home/condo loans)
Currency: USD / KHR
Collateral: Not required for most personal/consumer loans
Interest Rate: 1.00% – 1.40% per month
Repayment Method: Monthly installment or automatic deduction
Processing Time: 1–5 business days
Loan Options
Whether you’re planning a personal purchase, handling urgent expenses, or improving your home, Evergrowth Bank offers accessible and responsible personal loan solutions.
Consumer Loan
Up to $50,000
/term
- Suitable for personal needs or household expenses
- No collateral required for loan approval
- Repayment terms of up to 48 months
- Interest rates starting from 1.00% per month
Housing Loan
Up to $1,000,000
/term
- Perfect for home buyers or builders
- Loan-to-Value (LTV) up to 70% of property price
- Long-term financing available up to 180 months
- Fire insurance required for completed homes
Personal Loan
Up to $30,000
/term
- Designed for salaried individuals with regular income
- Borrow up to 5x your monthly net salary
- No collateral required
- Interest rates between 1.10% and 1.40% per month
Choose Evergrowth Bank!
Why Choose Evergrowth Bank?
At Evergrowth Bank, we prioritize your financial growth. Our loan products are crafted to meet your needs. With quick solutions, efficient processing, and exceptional support, see why choosing us is a smart move for your finances.
- Quick Approval Process
- Flexible Repayment Plans
- Personalized Support
What Our Customers Say
Our clients’ satisfaction means everything to us. Here’s how we’ve helped.
