OPERATING RESULT (US$) | | | | | | |
Net Income before income tax | 2,2354,098 | 4,367,994 | 5,606,457 | 8,205,433 | 12,442,263 | (702,555) |
Net Income for the year | 1,927,835 | 3,395,256 | 4,281,433 | 6,493,617 | 10,149,393 | (676,834) |
KEY BALANCE SHEET DATA (US$) | | | | | | |
Total Assets | 63,851,888 | 86,019,889 | 106,565,345 | 140,516,705 | 204,761,118 | 298,113,657 |
Loan to customers | 61,197,191 | 82,894,373 | 103,222,841 | 133,866,241 | 191,283,277 | 241,553,940 |
Total liabilities | 50,745,534 | 57,518,279 | 73,782,302 | 46,240,045 | 100,108,200 | 194,137,573 |
Paid up capital | 8,000,000 | 20,000,000 | 20,000,000 | 75,000,000 | 75,000,000 | 75,000,000 |
Shareholder’s equity | 13,106,354 | 28,501,610 | 32,783,043 | 94,276,660 | 104,652,918 | 103,976,084 |
| | | | | | |
Return on asset (ROA) | 3.5% | 4.4% | 4.5% | 5.2% | 5.5% | 3.6% |
Return on equity (ROE) | 15.8% | 15.7% | 14.1% | 10.0% | 9.8% | 8.5% |
Return on investment (ROI) | 9.3% | 10.0% | 9.3% | 7.9% | 7.4% | 6.4% |
Non-performing loan (NPL) | 0.1% | 0.1% | 0.07% | 0.2% | 0.2% | 0.3% |